Renovation Loans for Remodeling Your Home

You’ve found your dream home, but it needs a few small fixes here and there. We’re here to help. Renovate. Remodel. Reinvent. 

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It just needs one more thing…

You've found a great home, in your price range, in a great location, and you're ready to go…however, it just needs that one thing to be completely perfect. 

Whether your dream home requires a fresh coat of paint, new marble countertops, or the musty carpet ripped out (or any other cosmetic improvement), we’ve got you covered. 

Our Renovation Loan could just be the answer for you. The renovation loan allows you to upgrade now and pay over time, so you can create a space you’re proud to call home. The loan includes both the cost to buy/refinance and the cost to make home improvements. 

From kitchen remodels, to landscaping, a fresh coat of paint, or a brand new pool, call us today at 269.544.3105 and find out what our team can do for you!

Speak with a Mortgage Specialist

Granite samples on a countertop.

How do renovation loans work?

The od体育投注官网 Renovation Loan is for non-structural improvements up to $50,000. These home improvements include paint, carpet, countertops, cabinets, siding, air conditioning, heating, windows, a new roof, or accessibility enhancements.

In some cases, home renovations can be delayed with the purchase of a new home due to a deficit in cash to allocate to a down payment, mortgage, and intensive home renovation. The Renovation Loan is our way of changing the game, so members can buy and renovate simultaneously.  

Of course every situation varies, so if you're interested in our Renovation Loan, give our Mortgage Team a call at 269.544.3105 and we'll make sure you get the deal that's right for you.

od体育投注官网's Construction and Renovation Loans are built on these concepts:

  • One-time closing costs
  • Fixed-rate loans with low rates
  • Flexible financing terms from 10 to 30 years
  • Easy application process with a quick response
  • Loan serviced by od体育投注官网 so you will always speak to someone local if you have questions

When you're ready to apply, here's what to consider:

You'll need documentation for all borrowers, including:

  • Social Security number
  • Contact and employment information
  • Best estimates of income, assets, and liabilities

Once you've applied, we'll contact you to:

  • Guide you through the loan process
  • Complete your loan application package
  • Help you select the best program and interest rate