Personal Loans

Enjoy true financial flexibility with our personal loans. It’s your loan,  your money, and your choice how to spend it. 

With our personal loan, there are no restrictions on how to utilize your borrowed funds — from consolidating debt to paying off medical bills or financing your dream vacation, our personal loans have you covered.            

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Holiday Loan rates as low as

7.99% APR*

Get More Festive

Get your Holiday Loan, and celebrate the holiday's your way! Plus, you'll have a chance to win one of three $100 drawings, and a matching $100 for a charity of your choice. 

  • Rates as low as 7.99% APR*
  • No payments for 60 days**
  • Use for anything
  • No application fees, easy to apply
  • Flexible repayment terms up to 7 years
  • Great service, fast turnaround

It's easy to make the holidays a little more festive by getting your own holiday loan, plus, no payments for 60 days. And you'll be automatically entered into the drawing when you take out your Holiday Loan for a chance to win one of three $100 drawings, and a matching $100 for a charity of your choice. 

But hurry! This is a limited-time offer, so apply today by clicking below, calling 269.488.5945 for quick approval, or visiting any branch.

Apply Now Calculate My Payment

 

 
Interest Rates Certified by Datatrac
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Apply for this loan by:

Calling our Virtual Loan Center at 269.488.5945

Applying online to secure this loan

Personal Loan Rates

Term Length

APR as low as *

Up to 36 months
7.99%
37 to 60 months
8.49%
61 to 84 months
8.99%

Personal Loan

  • Enjoy fixed payments and terms with low, competitive rates
  • No application fee
  • Loan interest accrues only when funds are drawn
  • Apply by phone 24/7 at 269.488.5945 and get an answer within minutes
  • No restrictions on how you spend your funds
  • Apply Online
  • Schedule an Appointment

EZ Access LOC

  • This revolving line of credit allows you to borrow money as often as you need
  • Competitive rates
  • No application fee
  • Loan interest accrues only when funds are drawn
  • Use as overdraft protection for your checking account
  • No restrictions on how you spend your funds
  • Apply Online
  • Schedule an Appointment

Certificate of Deposit Secured Loans

  • Borrow up to 100% of the amount in your Certificate of Deposit Account
  • Interest rate 2% over your existing certificate of deposit rate
  • Term determined by remaining term of your certificate
  • Continue to earn dividends on your certificate of deposit
  • Quick and easy approvals; apply by phone 24/7 at 269.488.5945 and get an answer within minutes
  • No restrictions on how you spend your funds
  • No application fee
  • No prepayment penalties
  • Apply Online
  • Schedule an Appointment

Share Secured Loans

  • Borrow up to 100% of the amount in your Share Savings Account
  • Terms up to 60 months
  • Continue to earn dividends on your savings
  • Quick and easy approvals; apply by phone 24/7 at 269.488.5945 and get an answer within minutes
  • No restrictions on how you spend your funds
  • No application fee
  • No prepayment penalties
  • Apply Online
  • Schedule an Appointment
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Information and interactive calculators are available as self-help tools for your independent use and are not intended to provide investment advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.